Stock market recommendations: According to Motilal Oswal Financial Services Ltd, the top stock picks for the week (starting January 12, 2026) are Groww, and Titan. Let’s take a look:
GrowwGroww has scaled fastest among Indian retail brokers, becoming the largest platform in under 4 years with 26.8% NSE active client share, & 14.8 million active users as of H1FY26. It acquires more than 80% of its customers organically, keeping CAC low and payback periods short. The platform has evolved from a zero-commission mutual fund app into a full-stack wealth ecosystem spanning broking, commodities, margin trading facility, credit products including loan against securities and loan against mutual funds, and wealth management through Fisdom. We believe Groww is well positioned to compound earnings in an underpenetrated Indian capital markets ecosystem, with FY25–28E PAT CAGR of ~30% driven by rising MTF-led cash yields, higher minimum brokerage, deeper product offerings and affluent-focused wealth monetization.TitanTitan’s launch of beYon, its first lab-grown diamond brand, marks a strategic entry into a fast-growing yet underpenetrated category. Falling LGD prices and affordable price points can meaningfully expand India’s low studded-jewelry penetration beyond traditional gold dominance. The LGD space is well populated with ~500 stores and ~100 players, Titan’s scale, design-led positioning, and aggressive pricing (~INR 23k–25k per carat) provide differentiation. Management’s view of India as an “AND” market supports coexistence of natural diamonds and LGDs. We view the launch of beYon positively as TITAN can access a new customer segment through the lifestyle brand without diluting its core natural diamond and solitaire jewelry offerings; following the strong 3QFY26 business update, we raise EPS estimates by 2–5% for FY26–FY28.(Disclaimer: Recommendations and views on the stock market, other asset classes or personal finance management tips given by experts are their own. These opinions do not represent the views of The Times of India)
